Loan origination & lifecycle

Your bank. Your rules.
Your lending operation.

Loan software for community banks and credit unions that want to run their own shop. Set up your loan products, rules, and steps yourself.

PioneerCustomer dataIntegrationsCore bankingDoc retentionReporting
Configure It Yourself

Customize Pioneer with self-serve tools to fit your lending program.

The Whole Life of the Loan

Not just origination. Also credit administration and portfolio management.

Connected to Your Stack

Pulls from your data providers, pushes to your core and other vendors.

Run the entire life of the loan in one system.

Originate any type of loan with Pioneer's powerful origination tool suite, then keep managing it using the integrated credit administration and portfolio management features.

ApplicationUnderwriteCloseFundOther systems stop hereCredit AdministrationPortfolio ManagementPayoffApplicationUnderwriteCloseFundOther systems stop hereCredit AdministrationPortfolio ManagementPayoff
StagesPrequalificationUnderwritingClosingFundingDecision EngineIFPASSFAILApproveReviewPASSApproveFAILReviewAdmin CenterRates & FeesSpread · base rate
Configurable

Set up and change your products, rules, and workflows yourself.

Update product rules, decision logic, rates, and workflows yourself. No tickets, no waiting, no billable hours from your vendor.

No tickets
Change a rule this afternoon
$100M to $5B
Community banks & credit unions
What We Lend On

Every commercial loan you make, in one system.

Standard commercial loans and government guaranteed programs, side by side on one platform. Originate any type of commercial loan, with full SBA and USDA support and the program requirements built in.

CommercialLendingAny typeGovernmentGuaranteedSBA · USDAOne Pioneer Platform
01 · ApplicationSubmitted
Equipment purchase
LLC · 8 yrs operating
02 · DocumentsVerified
Tax returns (3 yrs)
Financial statements In Review
03 · UnderwritingApproved
DSCR 1.42 ✓
Credit score 742 ✓
Self-serve portals

Customer and broker portals.

Your customers and brokers get a simple website to apply, send documents, and check where things stand, so fewer of them have to call.

See How It Works →

Own your lending operation.

No sales pressure. Just a real conversation about fit.

Request a Demo